Taco Dip

Here is a yummy dip and it's fairly quick to make if you need something last minute.

2 packages cream cheese-softened
1 can refried beans
1 taco seasoning packet
onion powder or salt (You can use real onion if you like it just cut it up small)
mixed cheddar/mozzarella cheese
tomato- chopped
lettuce- chopped
Tortilla chips

Mix cream cheese, refried beans, seasoning, onion powder on med with a mixer. Spread mixture into a 13x9 baking dish.  Top with tomato, lettuce and cheese.  Serve with tortilla chips.

Refridgerate leftovers.